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Whether It's Your First Home Purchase ...

   . . . or you are an experienced home buyer, finding and financing your new home is a very exciting time.     However, with a bit of preparation, you can help prevent the experience from becoming overwhelming or even disappointing.  Before you start searching, the first question you'll want answered is . . .   


How Much Home Can I Afford?

     You can find out the answer to this as well as enhance your buying power by getting Pre-Approved or Pre-Qualified. What's the difference? 

The difference between Prequalification and PreApproval

Pre-Qualification is an informal discussion between you and the lender. The lender estimates the amount that you can borrow based solely on what you tell them about your income and assets.  The information you give the lender is not verified by them and therefore, there is no guarantee that you will be approved by them for the loan amount.  However, it will give you and your realtor a good idea of what your general price range probably is.

Pre-Approval requires that the lender verify your financial information and serves as a commitment to lend a specified amount based on that verified information. This gives you significant buying power with a seller who recognizes that you will be approved for a loan.  If a seller knows that your financing is secure, your offer is stronger.

     For contact information on our Recommended Mortgage Lenders, click here.
 


Mortgage Calculator

To get an estimate of what your monthly mortgage payments would be based on sales price, down-payment, interest rate and term length, try this mortgage calculator.
 



Home Buyer's Guide

Here are some articles that you may find helpful as you start to think seriously about buying a new home ...


  Resale Homes
  New Homes
  Good Neighborhoods
  Making An Offer
  Mortgage Payments
  Closing Costs


          


 

        

We are specialists for the exclusive community "The Landings". 
Click here for more information on this beautiful neighborhood!


     If you would like help with your buying needs, please feel free to call us at 912-228-5203.  Or you can give us a little information about yourself by filling in and sending us the form below, and we'll get back to you promptly.


1Recommended Mortgage Lenders1
 

SWBC Mortgage

Marsha Graves

Savannah, GA 31406
912-355-1553  office
912-661-3736  cell


 

Starkey Mortgage
Michael Caputo
912-658-2366  cell

email: mcaputo@starkeymtg.com

 


Synovous Mortgage
Lisa Anderson
912-235-3741  desk
912-658-1883  cell

email: lisaanderson@synovousmortgage.com

 



Glenda Ganem Selling Team - 912-352-8151 - glendaganem@comcast.net - Savannah Georgia



     For more information, just give us a little information about yourself (below) and we'll be happy to contact you promptly.
 

Your information is kept completely private and will never be shared with or sold to any third-parties.

*Name:  

*E-mail:  

*Phone (home):  

*Phone (cell):  

Phone (work):  

   

Address:  

Apartment #:  

City:  

State:  

      Zip:

  

 

I am interested in:   

  Buying a home or land
 
Selling a home or land

   

I am:   

  currently living in Savannah area
 
Relocating from elsewhere
 
Moving within Savannah area 
  Moving out-of-the-area

   

I hope to do this within: 

  As soon as possible!
 
3 months
 
6 months
  One year
 
18 months or more

   

I currently:   

  Own a home
  Own a home and it's for sale
  Own home & it's under contact
  Rent

 

Do you have any particular questions or special concerns?


 

  Please contact me by: Phone  E-mail


 

Glenda Ganem Selling Team - 912-352-8151 - glendaganem@comcast.net - Savannah Georgia

 

 

 

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